Which exchange conversion rate applies if I pay with a non-European credit card?

Your financial institution does the currency conversion and may charge you additional fees (we don’t control either the conversion rates or your financial institution’s fees). This means that you may incur additional costs when purchasing from Molongui, which we have no control over.

Currency conversions work differently depending on the card scheme involved (MasterCard, VISA or American Express). The transaction amount is converted using the applicable rate on the date that transaction is debited to your account. Exchange rates are typically set by the card schemes and can fluctuate from the time your purchase is authorized until the time the bank debits your card account.

Here you have two conversion tools you can use to get an indication of the rate you will receive: MasterCard currency conversion tool and Visa currency conversion tool.

Updated on March 28, 2021

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